Reread Proverbs 6:6-8.

1. Are you making financial decisions focusing on the future or trying to pay off the past?
2. Who has been your mentor for handling money and finances?
   Was it a healthy approach to money matters?
   Who are your current mentors?
3. Successful people are generous and disciplined.
   Do you struggle with one or both of these? Explain.
4. How much will you spend this Christmas season?
   How can you spend less to maximize God’s purposes?
5. What are your current streams of income?
   Can you increase those streams to maximize all the fruit God’s given you?
6. What financial decision do you need to make to raise the quality of your future and the future of those in your circle?